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Mortgage deposit provided by bank of mum and dad

Children who have the benefit of mum and dad to help them out with a mortgage deposit have a great advantage but mum and dad need to appreciate it's not a loan.

Why are farmers protesting IHT changes?

Farmers have been protesting due to the change in Inheritance Tax from the recent budget. Why is this such an issue?

A mortgage for live-work units, feasible?

When is a home not just a home? It could be that it is also a workplace. Commonly referred to as a live-work unit, many lenders are reluctant to lend against this type of property and I will look at why here.

Decision in Principle

Before you decide on a property to purchase you can obtain a Decision in Principle which gives you confidence a mortgage should be available. Should being the key here, it is not a guarantee.

Purchasing listed buildings Scotland

There are many listed buildings in Scotland, not all are as out of reach in terms of value as you may think. However, purchasing a listed building comes with responsibilities and potential costs that you need to consider.

Obtaining a mortgage for a property with issues

I get quite a few questions and comments from people who want to purchase a property with issues, whether that be interior condition, dry or wet rot, structural concerns and so on. How easy is it to get a mortgage in these circumstances? Well, it depends.

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