ScotProperty.com

CeMAP Qualification, a good option for you?

CeMAP, should you get qualified by sitting the industry's most recognizable mortgage qualification? You may want to study it for many reasons, not just to become a mortgage advisor.

Do I really need a mortgage advisor?

is a question I get often and am actually surprised I have not covered it before. When looking for a mortgage deal do you really need to use a mortgage advisor?

Is Klarna bad for your mortgage application?

Is Klarna bad for your mortgage application? I keep seeing a lot of focus is given to this. What is this really about and does Klarna negatively impact your mortgage application?

What's the highest age you can have a mortgage?

How old is too old? That is a question I get quite often in relation to mortgage lending. More and more want to borrow later in life, the issue is whether lenders are willing to allow some to borrow due to their age. So where is the line drawn?

What happened to the mortgage affordability stress test?

The Financial Policy Committee, part of the Bank of England held a consultation with a view to removing the requirement to stress mortgage rates to ensure robust affordability testing. They determined it was no longer needed. So why are lenders still using it?

How to beat the mortgage affordability test!

How do you beat the mortgage affordability test? That is, if you couldn't get a mortgage by telling the truth, what are your options? Ok, let's talk about it.

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